Random readings on society, politics and change – Jorge Carrillo
The nonprofit community cleared a path for private-sector institutions to provide financial services to the poor on a for-profit basis. This achievement has created a conundrum: What is the next step for donors and nonprofits that view the advancement of financial inclusion as part of their mission? They could shift their focus entirely, by investing their resources in a field such as health or education. (They should, after all, direct those resources to activities that require a subsidy.) But that would be an unfortunate move. It would leave in place several market failures that persist with respect to providing financial services to the poor.
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